What does protection feel like? Just take yourself through these questions. Can you afford to take unpaid time off work for an extended period? Is your family financially assured if you are not around?

Death Cover

A life insurance policy provides financial assistance in the form of a lump sum to your family or dependants in the event of your death. If you have loved ones who are finally dependent on you, or if you have debts that are serviced solely from your income, you should consider taking out such a policy. 

Total & Permanent Disablement Cover (TPD)

This is a lump sum payment for when you are unable to work due to a permanent disability. This cover can reduce the burden of medical expenses, major debt repayments and future living expenses. 

Income Protection Cover

This insures 75% of your gross income until you are able to return to work. Many consider this policy to be one of the most important as your income is arguably the most valuable tangible asset.

Trauma Cover

A trauma cover provides a lump sum payment in the event that you are diagnosed with a medical condition or require medical attention outlined in your policy. This may include but is not limited to heart attack, major organ transplant, cancer or stroke.

How can we help?

Given the vast number of personal insurance products on the market, it can be difficult to decide on the right cover for your situation. It is our job to understand the details of available products, so that we can examine and present policies that are most appropriate to you. We can also advise you on ways to structure your policies to best fit you financially.